What does A+ Student Loans actually do?
We assist borrowers with the preparation, organization, and submission of federal student loan documents related to repayment and forgiveness programs offered by the U.S. Department of Education. Our role is to help ensure paperwork is completed accurately, submitted on time, and kept up to date over the life of the program.
Are you a lender or a loan servicer?
No. We are not a lender, loan servicer, or government agency. We do not issue loans, collect payments, or make decisions about forgiveness. All final decisions are made by the U.S. Department of Education and your assigned loan servicer.
Can I apply for forgiveness or repayment programs on my own?
Yes. Federal student loan programs are available at no cost through the Department of Education. Many borrowers choose to work with us because the process can be confusing, time-consuming, and easy to get wrong. We help simplify the paperwork and reduce the risk of errors or missed deadlines.
Does working with you guarantee loan forgiveness?
No. No company can guarantee forgiveness. Eligibility and approval depend on federal program rules, your loan type, income, employment, and payment history. Our job is to help you apply correctly and stay compliant with program requirements.
What types of federal student loan programs do you help with?
We assist with documentation related to:
9 Years
Helping borrowers
30+ Years
Combined program experience
Long-Term Support
Annual recertifications handled
Availability depends on your individual situation.
How long does the forgiveness process take?
Forgiveness timelines vary. Some programs require 10 to 25 years of qualifying payments. While we do not control the timeline, we help ensure your paperwork stays accurate and current so you don’t lose progress due to missed or incorrect filings.
What happens if I miss a recertification deadline?
Missing a required recertification can result in higher payments, removal from a repayment plan, or delays in forgiveness progress. One of our key services is helping clients stay on track with annual recertification requirements so deadlines aren’t missed.
Do you communicate with my loan servicer for me?
In many cases, yes — with your authorization. We help coordinate documentation and submissions related to your selected program. However, your loan servicer remains responsible for managing your account and payments.
How long have you been doing this?
A+ Student Loans has been in business for 9 years, with over 30 years of combined experience helping borrowers navigate federal student loan repayment and forgiveness processes.
How do I get started?
The first step is a conversation with a specialist who will review your situation and explain your available options. From there, we guide you through the documentation process and help you stay compliant moving forward.
