Terms and Conditions

Effective Date: January 1, 2026

1. Services

A+ Student Loans is a private document preparation company that assists borrowers with preparing and submitting federal student loan paperwork. We are not affiliated with the U.S. Department of Education.

2. No Legal Advice

We do not provide legal advice. Information provided on this website is for informational purposes only.

3. Fees

Fees for document preparation services will be disclosed prior to engagement. Results are not guaranteed.

4. No Guarantee of Approval

Approval for federal loan programs is determined solely by the U.S. Department of Education and loan servicers. We do not guarantee approval, forgiveness, or specific outcomes.

5. User Responsibilities

You agree to provide accurate and complete information. You are responsible for reviewing documents before submission.

6. Limitation of Liability

A+ Student Loans shall not be liable for indirect, incidental, or consequential damages arising from use of our services.

7. Intellectual Property

All website content is the property of A+ Student Loans and may not be reproduced without permission.

8. Governing Law

These Terms are governed by the laws of the State of California.

9. Changes to Terms

We reserve the right to modify these Terms at any time.

Contact Information

A+ Student Loans
Email: support@aplusstudentloans.com
Phone: (Insert Your Business Phone Here)